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Avoid Late Fee By Paying Creditcard Bill On-TIme
Although credit cards can be great for numerous reasons, you should always know your interest rates and have a good general idea of what your bill is going to be before you make a purchase.
Always avoid missing a payment you should always pay your bill on time. Sometimes, it can be hard to make your payments on time, although you should always do everything in your power to ensure that you stay on top of things.
Some tips to help you with your credit card payments--
As stated above, you should always pay your bill on time. If something comes up and you aren’t able to pay, you’ll be penalized. Even though you may think what has come up will justify a late payment, it doesn’t justify the means in the eyes of your credit card company.
You should always follow instructions regarding payment on your bill as accurately as possible, pay where and when you are supposed to pay and do it on time.
If you simply aren’t able to pay your entire bill, you shouldn’t worry about it but instead pay the minimum amount possible. Then, when you have more money, you can always add to your minimum payment by sending in an additional payment.
The easiest way to do this, is to always have the minimum payment amount set aside, so that you have it once your credit card bill arrives. By paying the minimum amount, you’ll also ensure that no other fees will be added to your next credit card bill.
Another option includes skip a payment, although you’ll need to check whether or not your credit card company offers it or not. This service will allow you to request a waiver regarding your payment, as it can only be used once a year.
Therefore, you should always ensure that the situation is truly an emergency and there are no other options available for you.
If you simply aren’t able to make your payment, you should contact your credit card issuer immediately and see if you can work something out.

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